The duration may depend on the credit card issuer or the financial institutions. When making a payment, choose between 3 to 36 months tenure for monthly credit card payments. I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Public Bank Zero Interest Installment Plan, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. Alternatives to using 0% credit card instalment plans. Benefits. Important Notes . This purchase will cost her RM6,000. Managing cash flow has never been easier with CashFlo Mastercard at OCBC Malaysia! CIMB Bank makes no warranties as to the status of this link or information contained in the website you are about to access. SC SingPost Spree Card also comes with the EasyPay, a 0% interest instalment plan that splits transactions of S$500+ across 6 or 12 months. 12-month Easy Payment Plan; via credit cards issued by CIMB, HSBC, Public, Maybank, UOB, and Hong Leong bank only. Sometimes, when you get too caught up in your spending spree, you may not realise that you are going over the reduced credit limit, which can incur a costly fee. Credit Card Installment Plan Only (Not Applicable for Debit Card) Yes, We are offering 0% Interest Installment Plan for purchases of Rm500 and above. (Only for accessories under RM 1800.00) With no minimum purchase, shop up to RM 1800.00 and enjoy 0% interest installment for up to 3 Months. Benefits; Participating Outlets; Other Information ; node.content_display_type.children.ct_title[0] Locate Us. Convert any Maybank Credit Card purchases of minimum RM1,000 into a 12-month instalment plan at 0% per annum interest rate / management charge. AEON Credit Malaysia is a financial services company that commenced operations in 1997. Affin Bank • The 0% instalment plan is valid for minimum purchases of RM1,000 • Affin Bank credit cardholders are eligible for 6 or 12 months 0% interest free Easy Payment Plan only • Affin Bank 0% instalment with non PWP requirements are eligible for 6 or 12 months only. Citibank is only an issuer of credit cards and not an agent of KPJ Eyecare Specialist, their subsidiaries or affiliates. With OCBC Easy Payment Plan, you can convert your purchases of RM500 and above into smaller and easier-to-pay monthly instalments up to 20 months. And you’re set! Promotion Period: 8 October - 31 December 2020 COMPARE CREDIT CARD Cheque-On-Call Plus. want or need it? on the outstanding balance. Malaysia; Philippines; Cambodia; Indonesia; Back. There is a 5% processing fee, however, which is worth keeping in mind. Convert your retail purchases to RHB Smart Instalment Payment Plan at 0% interest for up to 36 months, for better financial flexibility. Lazada offer buy now, pay later plans for purchases such as furniture, appliances, electronics and mobile phones. Consolidate your credit card outstanding balances FlexiPay Plus. Read further to learn how I earn RM3,036 cash back in the year 2018 (RM253 each month). Retail Credit Card Instalment. 3. For a limited time until 31 December 2020, you can convert your purchases made in foreign currency equivalent to RM3,000 in a single or accumulated receipts to a 3-months EPP at 0% interest. Here’s a life hack for you: charge the full amount of your purchase to your credit card, and then apply for a 0% balance transfer loan to manage your repayment instead. RHB Smart Instalment Payment Plan is available at over 800 participating merchants nationwide. Normally, when you swipe your until the completion of your EPP tenure. Easy Payment Plan (EPP) allows you to breathe easy when making big purchases - convert your repayments into flexible 0% EPP instalments with your credit card and enjoy interest free shopping for up to 36 months. Minimum amount of RM500 in a single retail transaction, local or overseas. Open WhatsApp now. Turn your dreams into a reality by going for that life-changing trip to see all seven wonders of the world, an unforgettable beach wedding, a … On Instalment Payment page, input your details such as credit card number, security code, expiry date and instalment option. 0% easy payment plan for 6, 12, 24 or 36 months. Maximum amount for CIMB 0% i.Pay Plan conversion is … First, tell us your current status so we can begin customising a solution for you. We have refreshed our website and we can’t wait for you to experience it. Compare and apply for a credit card now. Do you know that you can also check if your credit card is participating in the merchants’ 0% easy payment plans? If you’re one of the many people who want to avail of Lazada's installment plans but does not own any credit card, welcome! Apply for a 0% Auto-IPP (Instalment Payment Plan) today! Pay with 0% Interest Installment. Convert your retail purchases into instalment plan Easy Payment Scheme. This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Bank. If you don’t have any yet, apply for one at, Check if the store is a participating merchant of your credit card 0% EPP, Inform the store’s cashier that you would like to use EPP and choose your preferred tenure upon payment, Check your statement for the amount of your monthly instalment and start repaying. If you’re lucky, you may get 0% interest on a longer tenure, which gives you a lower monthly commitment. Eligible transactions are defined as retail purchases (local and overseas) including online transaction and bill payment. Convert your purchases into an affordable payment plan with Hong Leong Bank Malaysia Credit Card Flexi Payment Plan. Are you not familiar with a credit card instalment plan? A bank will usually have a list of participating merchants that are offering 0% instalment plans. Credit card account with outstanding balance of RM500 and above. CIMB Bank: All rights reserved. Non-payment of a particular monthly instalment as per your payment schedule would result in interest charges according to your credit card issuer. Look for the “0% Easy Pay” logo when you make a purchase at a participating merchant outlet. Check it out now. However, the period is between 3 and 24 months. Banks will strip off that 0% interest when a payment is missed and charge a 18% p.a. Approval from FSA 2013 would be required upon graduation from the sandbox. An easy payment plan (EPP) or also known as a flexi payment plan (FPP) is a credit card instalment plan that allows you to convert your purchase(s) into smaller instalment payment for a fixed period of time. Savings for emergency purposes might have depleted. Shop and pay for your purchases in monthly 0% instalment of up to 36 months at our participating merchant outlets. The rule of thumb is, don’t throw away the proof of purchase yet. The Best Instalment Payment Plans in Malaysia . Essentially, a credit card can have 2-3 instalment plans for different purposes. WE USE COOKIES. interest rate is charged on the outstanding balance when partial to zero payment is made after a 20-day interest free period. To commit a lower monthly commitment, Salina can choose to repay RM6,000 up to 36 months at 0% interest rate. Estimate your Instalment Plan. One of the top picks for Credit Cards with money rewards by The Sunday Times! Which is the best choice of payment for her? © 2021 Jirnexu Sdn. Introducing the all-new CIMB website! You may not also want to miss even one monthly payment of your 0% EPP instalment because it can be detrimental to your budget. I'll need to ask you a few more questions to complete your application. Get 0% balance transfer for 12 Months to help you on your financial needs! If a Cardholder does not settle in full any particular Monthly Instalment as and when those Monthly Instalment falls due, the Cardholder will be liable for the finance charges on the Outstanding Balance. Cardmember must choose the instalment period from a minimum of 3 months to a maximum of 36 months, which varies by individual EzyPay Merchant. 0% Easy Pay Plan (EPP) of up to 12 months is available. It's easy to set-up your installment plan, all you have to do is: 1. Ultimately, SC SingPost Spree Card is a great option if you make purchases on sites … The Eligible Cardholder shall pay 100% of the CIP monthly Instalment which is part of the Minimum Monthly Payment due on or before the payment due date. TechRakyat’s best credit cards in Malaysia: Maybank 2 Gold/Platinum Card When enrolling your retail purchase into an EPP, you need to watch out for these features as they may not be universal for all credit cards: To maximise on savings, you want to be repaying the same amount you have swiped without an extra fee or charge being added onto it. A Personal loan interest rate throw away the proof of purchase yet Financing schemes and Insurance products Bank, to! To decide if you ’ re lucky, you will be agreeing our. Maybank2U or Maybank App to convert before your credit score today and get a free credit of... Purchase at a participating merchant outlets when partial to zero payment is captured in the year 2018 ( RM253 month! 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